REDUCE YOUR CHARGE OFF RISK WITH PREDICTIVE LOAN INSIGHTS.

Get a rolling 12 month dashboard of your loans likely to default and manage your overall risk and take early action.

For the first time in more than a decade, NPL’s (non-performing loans) are rising at a similar rate of the Great Recession of 2008. Banks of all sizes have experienced a collective $25 Billion increase in NPLs since Q1 of 2020.

Capton was designed specifically to help banks manage this rising risk and provide insight into your loan portfolio, identifying those loans in need of restructuring before they become a new charge-off

Time is Money

Capton gives you insights into your loan portfolio, providing you the opportunity to respond rather than react to risky loans.

Automate Reporting

Automate reports based on region, compare both retail and commercial type loans, set risk levels, or compare individual branches.

Machine Learning

Capton starts with a 90%+ accuracy rate that often increases as the algorithm learns your data flows, leading up to a 97% accurate model

Core Features:

CUSTOMIZATION FILTERS

Isolate views by retail / commercial, region, time window (3 – 12 months), salary range, and industry

SIDE-BY-SIDE COMPARISON

Compare regions, states, county, or branch level detail to identify areas of strength or risk

FULL LOAN PORTFOLIO

Analyze your full portfolio at a glance from the main dashboard, or dive deeper into a specific area

Facing Rising NPL's?

Download our latest whitepaper on managing financial risk in the face of increasing loan defaults and declining new loan deposits with Capton.AI

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Have Any Questions?

Let us know how we can help. From breaking data free from institutional silos to make better business decisions to optimizing your loan portfolio for an uncertain future, we are here to assist.